How do I know if I was mis-sold PPI?
One of the most common arguments for a claim is that the advisor’s never sufficiently explained that PPI was an optional policy, but instead made it appear to be a necessary benefit of the card or loan project management web based. Alternatively, the client may have received good sick pay benefits through work and so had no need for the insurance.
Will claiming back PPI negatively affect my relationship with the bank?
No: it is your right to have it removed and refunded. The bank will simply rewrite your loan and remove the PPI from your continuing policy, which will usually also lower your monthly payments.
Consumer Protection Services Ltd. will present your case based on the facts of your particular circumstances and point out the areas where the lender has breached FSA principles. We will then follow up with continual communication until a satisfactory response has been provided.